Paying a speeding ticket feels like the responsible, adult thing to do. You’re busy. You don’t want to go to court. You just want it over. But that decision quietly follows you long after the ticket is paid. The fine ends once. The insurance increase doesn’t. At renewal time, your rate goes up — sometimes a little, sometimes a lot — and it stays there year after year. You end up paying for that one ticket every month, often without ever connecting the dots back to the moment you clicked “pay.” What seemed fast and convenient can become the most expensive option, turning a small citation into a long-term financial drain that keeps taking money long after the violation itself is forgotten.

Why Simply Paying a Michigan Speeding Ticket or Traffic Ticket Can Cost You Far More Than the Fine

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